In August 2025, thousands of Canadian seniors will receive their Guaranteed Income Supplement (GIS), a critical monthly benefit that supports low-income retirees.
GIS is provided in addition to the Old Age Security (OAS) pension, helping older Canadians cover essentials like rent, groceries, and healthcare.
The GIS amount in 2025 ranges between $660.78 and $1,097.75, depending on marital status, income, and whether a spouse or partner also receives OAS or GIS. Since these payments are tax-free, seniors keep the full amount, providing a much-needed boost to their household income.
$660–$1,097 GIS Payments
The Guaranteed Income Supplement benefit ensures financial stability for seniors with little or no other income. The amount you receive depends mainly on your marital status and household income level.
GIS 2025 Payment Breakdown by Marital Status
| Marital Status | Monthly GIS Amount (2025) |
|---|---|
| Single, widowed, or divorced | $1,097.75 |
| Married (spouse receives Guaranteed Income Supplement allowance) | $660.78 each |
| Married (spouse receives OAS pension) | Varies, up to $660–$897 |
| Married (spouse does not get OAS/GIS) | Up to $1,097.75 |
This ensures that seniors with the lowest income receive the highest support, while those with moderate household earnings still benefit.
Eligibility Rules for GIS in 2025
To qualify for the Guaranteed Income Supplement, seniors must meet certain conditions:
- Must be 65 years or older.
- Must be a Canadian resident or citizen for at least 10 years since turning 18.
- Must already be receiving or entitled to the Old Age Security pension.
- Household income must fall below CRA’s annual limits.
Income Thresholds for Guaranteed Income Supplement 2025
| Status | Maximum Annual Income to Qualify |
|---|---|
| Single, widowed, divorced | Below $22,272 |
| Married (spouse with no OAS or GIS) | Below $53,376 |
| Married (spouse with OAS pension) | Below $29,424 |
| Married (spouse with Guaranteed Income Supplement allowance) | Below $41,184 |
These thresholds ensure Guaranteed Income Supplement is targeted to low-income seniors most in need of support.
GIS Payment Dates – August 2025 Update
The Guaranteed Income Supplement follows the same monthly deposit schedule as OAS. Payments are deposited directly into seniors’ bank accounts or mailed by cheque if direct deposit is not set up.
GIS Payment Schedule for 2025
| Month | Payment Date |
|---|---|
| January 2025 | January 29, 2025 |
| February 2025 | February 26, 2025 |
| March 2025 | March 27, 2025 |
| April 2025 | April 28, 2025 |
| May 2025 | May 28, 2025 |
| June 2025 | June 26, 2025 |
| July 2025 | July 29, 2025 |
| August 2025 | August 27, 2025 |
| September 2025 | September 25, 2025 |
| October 2025 | October 29, 2025 |
| November 2025 | November 26, 2025 |
| December 2025 | December 22, 2025 |
Seniors using direct deposit will see funds available on the same day, while cheque payments may take several business days longer.
Why the GIS Matters in 2025
The Guaranteed Income Supplement plays a vital role for seniors who rely primarily on OAS and limited retirement savings. With living costs rising in 2025, the supplement ensures:
- Stability – covering essentials like rent, groceries, and medications.
- Equity – targeted benefits for those with the lowest incomes.
- Flexibility – payments adjust based on income levels and marital status.
For many seniors, Guaranteed Income Supplement provides the difference between financial struggle and stability.
The Guaranteed Income Supplement Payment for August 2025, ranging between $660 and $1,097, will be issued on August 27, 2025. This tax-free benefit supports Canada’s most vulnerable seniors, ensuring they have access to essentials and financial security.
By filing taxes annually, keeping Service Canada details up to date, and enrolling in direct deposit, seniors can ensure timely payments.
The Guaranteed Income Supplement remains one of Canada’s most important programs for retirement stability in 2025.
FAQs
How much Guaranteed Income Supplement can a single senior get in 2025?
A single, widowed, or divorced senior can receive up to $1,097.75 per month in Guaranteed Income Supplement.
When is the next Guaranteed Income Supplement payment in 2025?
The next Guaranteed Income Supplement payment will be deposited on August 27, 2025, along with OAS.
Is the Guaranteed Income Supplement taxable?
No. The Guaranteed Income Supplement is tax-free, meaning seniors keep the full payment amount.