For Canadians who are unable to work due to a severe and prolonged disability, the Canada Pension Plan (CPP) Disability Pension provides essential financial support.
In 2025, the maximum monthly benefit has been set at $1,673, ensuring individuals who contributed to CPP but became disabled before retirement can still maintain financial security.
This article covers eligibility rules, payment structure, schedules, and application details for the 2025 program.
What Is the CPP Disability Pension?
The CPP Disability Pension is a monthly benefit for individuals who cannot work due to a medical condition. Unlike the CPP retirement pension, which begins at age 65, this program supports those under 65 who are forced out of the workforce earlier.
In 2025, eligible recipients can receive up to $1,673 per month, a figure that combines a fixed amount with a contribution-based portion. Once the recipient reaches 65, the disability pension automatically converts to a CPP Retirement Pension.
How the $1,673 CPP Disability Pension Is Calculated
The benefit amount includes two components:
| Component | Amount (2025) | Details |
|---|---|---|
| Fixed Base Amount | $598.49 | Paid to all eligible applicants |
| Contribution-Based Portion | Up to $1,074.75 | Based on individual CPP contributions |
| Maximum Monthly Benefit | $1,673.24 | If eligible for both components |
Not everyone will receive the maximum, as the contribution-based portion depends on past earnings and CPP contributions.
Eligibility Rules for CPP Disability Pension in 2025
To qualify for the CRA Disability Pension in 2025, applicants must meet specific conditions:
- Age Requirement: Must be under 65 and not already receiving CPP retirement benefits.
- CPP Contributions: Valid contributions must have been made during working years.
- Disability Condition: The disability must be both severe (prevents regular employment) and prolonged (lasting at least one year or expected to be long-term).
- Medical Proof: Applicants must provide medical documentation from a qualified healthcare professional.
Application Process
Applying for the CPP Disability Pension involves both paperwork and medical verification. Steps include:
- Complete the Application Form – Available through Service Canada.
- Submit Medical Reports – Confirming severity and duration of the disability.
- Provide Proof of Contributions – Past CPP contribution records.
- Service Canada Review – Officials review both medical and financial eligibility before approving payments.
Applicants are advised to apply immediately after becoming disabled, since processing may take several weeks.
Payment Schedule for 2025
CPP Disability Pension follows the same schedule as CPP retirement payments. Payments are made monthly, either via direct deposit or mailed cheques.
CPP Disability Pension Dates – 2025
| Month | Payment Date |
|---|---|
| January 2025 | 29th |
| February 2025 | 26th |
| March 2025 | 27th |
| April 2025 | 28th |
| May 2025 | 28th |
| June 2025 | 26th |
| July 2025 | 29th |
| August 2025 | 27th |
| September 2025 | 25th |
| October 2025 | 29th |
| November 2025 | 26th |
| December 2025 | 22nd |
Why the $1,673 CPP Disability Pension Matters
This program serves as more than just income—it’s a lifeline for Canadians with disabilities. Key benefits include:
- Income replacement before retirement.
- Prevention of poverty among disabled workers.
- Security and stability through predictable monthly payments.
- Automatic transition into CPP Retirement Pension at 65.
The CRA $1,673 CPP Disability Pension in 2025 provides vital financial support for Canadians living with severe and prolonged disabilities.
With a fixed base payment and a contribution-based portion, it ensures fair compensation tied to work history.
By applying early, keeping medical records updated, and setting up direct deposit, recipients can secure consistent monthly payments and financial stability.
FAQs
Who can apply for the CPP Disability Pension in 2025?
Anyone under 65 with a severe and prolonged disability who has contributed to CPP is eligible.
How much is the maximum monthly payment?
The maximum amount in 2025 is $1,673 per month, which includes both fixed and contribution-based portions.
When are CPP Disability payments made in 2025?
Payments are issued monthly, with the next major date being 27th August 2025.