Canadian seniors rely on Old Age Security (OAS) as a vital source of monthly income. For those aged 75 and older, the maximum OAS pension has risen to $808.45 per month — thanks to a 1% inflation adjustment effective for the July-September 2025 quarter.
The August payment, including this uplift, is scheduled to arrive on August 27, 2025, according to the official 2025 OAS payment schedule.
What’s Driving the $808 Rate?
- The OAS benefit is adjusted quarterly to keep pace with the cost of living, measured by the Consumer Price Index (CPI). The 1.0% increase for the current quarter resulted in the $808.45 rate for seniors aged 75+.
- For seniors aged 65 to 74, the maximum is $734.95 per month—also adjusted for inflation.
- These amounts are available to those whose net world income remains below certain thresholds: $148,541 for ages 65–74 and $154,196 for 75+.
OAS Monthly Rates & Income Limits (July–Sept 2025)
| Age Group | Maximum Monthly OAS | Net World Income Limit |
|---|---|---|
| 65–74 years | $734.95 | Below $148,541 |
| 75 years+ | $808.45 | Below $154,196 |
When Will the Payment Land?
Canada’s Service Canada follows a consistent schedule—OAS payments for August 2025 will be deposited on Wednesday, August 27. If you’re signed up for direct deposit, expect it that day; mailed cheques may take a few extra business days to arrive.
Who Qualifies for OAS?
To receive the OAS pension, you must:
- Be 65 years or older.
- Be a Canadian citizen or legal resident.
- Have lived in Canada for at least 10 years since age 18 (if you’re residing outside Canada, you need 20 years).
These eligibility conditions are automatic for many, though some seniors may need to apply manually via Service Canada, especially if automatic enrolment did not occur.
Why the Increase Matters
Maintaining purchasing power is critical for retirees—especially amid rising living costs. The 1% quarterly increase ensures that OAS payouts for both age groups reflect current inflation trends, helping seniors manage essentials like housing, healthcare, and food.
What to Do Next
- Verify your eligibility: Confirm you’ve met residency requirements and age thresholds.
- Check the deposit: Monitor your bank account or mailbox on or soon after August 27.
- Apply if needed: If you haven’t been enrolled automatically, apply through the My Service Canada Account or visit a local Service Canada office.
- Plan ahead: Consider whether delaying your OAS start (up to age 70) would boost your monthly amount.
Seniors in Canada aged 75 and over are set to receive a fully adjusted OAS pension of $808.45 on August 27, 2025, reinforcing essential income support amid inflation.
This adjustment, one of several quarterly updates, reflects the government’s ongoing commitment to maintain the purchasing power of retirees.
If you’re aged 65–74, your maximum is $734.95 monthly, still valuable support. Ensure you meet residency and income thresholds—and check your account as the pay day approaches!
FAQs
When will the $808 OAS pension be paid?
The August 2025 OAS payment arrives on Wednesday, August 27—the usual schedule around the end of the month.
Who receives the $808 rate?
Seniors aged 75 or older, whose net world income stays under $154,196, qualify for the $808.45 monthly OAS rate.
Do all seniors get OAS automatically?
Many are auto-enrolled, but if not, you can apply through the My Service Canada Account or in person at a Service Canada location.