Raising kids is expensive, and that’s exactly why the Alberta Child and Family Benefit (ACFB) 2025 matters. This tax-free provincial support is designed to help low- and modest-income families cover everyday costs with a simple structure and automatic payments managed by the CRA.
For 2025, parents can look forward to the familiar $124 + $62 pattern that builds a clear monthly equivalent for each child, plus an extra working component for households with employment income.
The best part? You don’t need to apply—just file your taxes, keep your details updated, and if you’re eligible, the money arrives on the scheduled dates.
In this guide, we break down who qualifies, how the base and working components are calculated, and the exact ACFB payment dates for 2025—February 27, May 27, August 27, and November 27.
We’ll also explain how income thresholds (around $25,935 for the base and $43,460 for the working component) affect your final amount, what to do if your payment looks lower than expected, and how to make sure every deposit lands on time.
Whether you’re a first-time parent or managing a growing family, this ACFB 2025 overview gives you the numbers, steps, and tips you need to plan with confidence and get the most from your Alberta child benefit this year.
What is the ACFB in 2025?
The Alberta Child and Family Benefit (ACFB) is a tax-free support paid quarterly to low- and modest-income families in Alberta to help with the cost of raising children. It has two parts:
- Base (main) component – paid to eligible families even if no one is currently working.
- Working component – a top-up for families with employment income.
Payments are issued by the Canada Revenue Agency (CRA) on Alberta’s behalf and go directly to the parent/guardian who is eligible.
Who is eligible (simple checklist)
You’re generally on track for ACFB 2025 if you:
- Are a resident of Alberta for tax purposes;
- File your tax return (and your partner’s, if applicable) for 2024 so the CRA can assess family net income;
- Are a parent/guardian of at least one child under 18 who lives with you;
- Meet the income thresholds used for the base and working components;
- Typically, you’re also eligible for the Canada Child Benefit (CCB) (filing taxes is the key trigger for auto-assessment).
No separate ACFB application is needed—filing taxes is what lets CRA calculate and pay you.
Income thresholds that matter in 2025
- Base component: designed to begin phasing down once family net income is above **about $25,935.
- Working component: designed for earners, and the benefit tapers as family net income approaches **about $43,460.
ACFB 2025 Payment Dates
Alberta’s schedule for 2025 follows a predictable “last-week” pattern. Mark your calendar:
Payment Date | Month paid |
---|---|
27 February 2025 | February |
27 May 2025 | May |
27 August 2025 | August |
27 November 2025 | November |
Direct deposit lands faster; cheques can take a few business days. If you had a recent address or bank change, update it in CRA’s online services to avoid delays.
How much is the ACFB in 2025?
People often quote the “$124 + $62” pattern because of how the maximum amounts stack by child. A common monthly view for families at full eligibility looks like this (rounded):
Number of children | Base (approx.) | Working (approx.) | Total (approx. per month) |
---|---|---|---|
1 child | $124.91 | $63.91 | $188.82 |
2 children | $62.41 | $58.16 | $120.57 |
3 children | $62.41 | $34.83 | $97.24 |
4+ children | $62.41 | $11.50 | $73.91 |
How to read this:
- The base piece starts higher for the first child and then uses the $62 pattern for additional children.
- The working piece is largest for the first two children and tapers for the third and fourth+.
- These are maximums at low income; your actual total will be lower as income rises due to phase-outs.
- Because ACFB is paid quarterly, families often see a larger single deposit every three months that adds up to these monthly equivalents across the year.
ACFB vs. CCB
- ACFB is the provincial benefit (paid by CRA for Alberta), using Alberta’s rules and thresholds.
- CCB is the federal benefit.
Most families receive both (if eligible), and both are tax-free, but they’re separate programs with separate calculations.
Do I need to apply?
No. As long as you file your taxes, CRA will automatically assess your ACFB using your family net income, number of children, and Alberta residency. If the CRA needs clarification (for example, custody changes), they’ll write to you.
Worked examples (for clarity)
Example A — 1 child, low income (full eligibility)
- Family net income: well below $25,935.
- Estimated ACFB 2025: around $188.82 per month equivalent (paid quarterly).
- August 27 payment: includes your July–September quarter share (as a single deposit).
Example B — 3 children, rising income
- Family net income: near $43,460 with employment.
- You’ll still see some base amount but the working piece tapers. Your combined quarter will be lower than the “max” pattern.
Example C — Shared custody
- CRA may split benefits in shared-custody arrangements. Keep documents updated so the correct parent receives the right share.
How to make sure you don’t miss a payment
- File your 2024 tax return on time (and your partner’s).
- Enrol in direct deposit with CRA.
- Keep your marital status, address, and banking up to date.
- If a payment doesn’t arrive by the Friday after the posted date, check your CRA My Account and contact their benefit line.
Common questions families ask (fast answers)
Is ACFB taxable?
No. The ACFB is tax-free. It does not reduce your eligibility for other benefits like the CCB.
Can I receive ACFB if no one is working?
Yes. The base component does not require employment. The working component is extra for families with earned income.
What if my income changes mid-year?
CRA uses your last filed tax return to set benefits for the upcoming year, then may adjust after your next filing. Always file on time; if your household circumstances (like custody) change, tell CRA promptly.
Quick troubleshooting guide
- Didn’t receive the August 27 payment?
- Confirm direct deposit details and address.
- Check your CRA My Account for any letters or holds.
- Look for a shared-custody split or income update that changed your entitlement.
- Payment seems smaller than expected?
- You may be hitting the phase-out due to higher family net income.
- The working component may have tapered if your income approached the $43,460 zone.
- If your child turned 18 or moved out, that affects eligibility.
Key takeaways
- Quarterly pay dates for 2025: Feb 27, May 27, Aug 27, Nov 27.
- The familiar “$124 + $62” pattern explains the child-by-child build-up of the base and working pieces.
- Income thresholds matter: ~$25,935 (base begins to taper) and ~$43,460 (working component taper zone).
- No application needed—just file your taxes and keep your CRA details current.
The Alberta Child & Family Benefit (ACFB) remains a crucial, tax-free lifeline for Alberta families in 2025. With reliable quarterly deposits—including the August 27 instalment—ACFB helps offset everyday costs, especially for those under the key income thresholds.
Remember: the headline $124 + $62 is a maximum pattern at low incomes; real-world amounts adjust with family net income, number of children, and the working top-up. File on time, keep your CRA info updated, and you’ll receive the right amount—automatically—throughout 2025.
FAQs
Do I need to apply for ACFB 2025?
No. If you file your tax return and meet residency/child requirements, the CRA assesses and pays ACFB automatically.
When are the 2025 payments?
February 27, May 27, August 27, and November 27—by direct deposit or cheque.
Why did my payment drop this year?
Likely due to higher family net income, a change in custody, a child turning 18, or the working component tapering near the $43,460 income zone.